National payment procedures put to the test

Photo: Magnifying glass on pocket calculator; copyright: Studio-Grand-Quest/Fotolia

© Studio-Grand-Quest/Fotolia

How we prefer to pay - and what changes are coming in the future


Government regulation aims to encourage competition

Photo: Man using his credit card while shopping online; copyright: Kruk

© Kruk

Credit cards are gaining ground

Innovators have a hard time

Benefits thanks to a mix of payment methods

Photo: Mirko Hüllemann; copyright: heideplay

Mirko Hüllemann, CEO Heidelberger Payment GmbH; © heideplay

New prospects with paydirekt

Payment service providers as intermediaries