Terminals for every need: Countertop or mobile, to rent or buy: the right product for any budget.
At InterCard, you have the choice: we have terminals for all price brackets, all connection types (analogue/ISDN/DSL/SSL/GSM/GPRS) and by all major manufacturers (such as Verifone, Ingenico, CCV, Banksys, etc.). Stationary or mobile terminals, to buy or to rent.
Our terminals are obviously always state-of-the art. If you so request, you can also benefit from a maintenance service, a warranty and a hotline.
We offer you the right card payment terminal for each requirement. Call us now. We have the solution for you.
IC-vario: a smart combination of EC direct debit and electronic cash systems
IC-vario offers you double security: InterCards smart payment scheme combines the advantages of the EC direct debit and electronic cash systems. As a result: EC/Girocard card payment refusals kept to a minimum and costing significantly less than with just the EC cash procedure.
With IC-vario, your clients literally pay on the basis of their name, i.e., primarily with their signature. This is because the main feature of this hybrid system is an online-based electronic direct debit system, which we at InterCard have further developed. Its specific feature is that we perform the risk check on your clients debit card/girocard payments in place of the banks. As an additional service, you can cost-effectively insure yourself against loss of sales through our factoring scheme. On the few exceptional occasions that we refuse to assume a risk, IC-vario automatically takes on the risk. Your clients debit card/girocard payments are thus guaranteed via the PIN-based electronic cash procedure.
Processing returned direct debits is time consuming and resource-intensive. As a service provider, we are happy to do this for you!
With over 1 million processed returned direct debits to its name, InterCard is one of the leading service providers in this sector. Thanks to our long-standing know-how, we always find the right package for small and medium-sized clients, as well as large commercial enterprises. Procedures that are as far as possible automated, as well as constant quality and performance checks at all stages of the processing, guarantee success. Our returned direct debits team comprises only staff that are specially trained and qualified in this field. Cardholders that have an outstanding debt resulting from a returned direct debit can use our hotline to ask their questions and quickly clarify the issue and they also have the opportunity to settle the claims. This helps InterCard to keep down any resulting costs - your damages will be thus be limited.
Purchasing of returned direct debits Depending on the client and the sector, we also purchase returned direct debits to an extent and for amounts that are fixed on an individual basis. We thus refund you the established purchase price immediately after the returned direct debit has been posted to your business account. This means you do not have to invest in a time-consuming and costly order for payment scheme.
In order to determine the amount and structure of the potential receivables purchase, we help you to analyse the reasons for returned direct debits over a period of several months. We assess these facts and set the percentage of existing claims that we can underwrite. Less
InterCard is one of the leading network operators and service providers offering payments with ec cards, credit cards, and gift cards, in particular for customer-centred processes on top of off-the-shelf solutions, from risk management and payment settlement to receivables management.
Our customers include companies in all segments of the retail trade, the service industry, and the catering sector. They have confidence in our proprietary IC vario process, which includes factoring, and they appreciate our extremely low point-of-sale (POS) rejection rates.
InterCard owns independent licenses of Mastercard, Visa, Diners Club, Discover, JCB and UnionPay. Thus, InterCard offers the acquiring for transactions of all current schemes from a single source.
As a payment service provider, InterCard offers InterCard Secure Payment, an e-payment solution for cashless electronic payments for online and phone/mail order transactions. With more than 50 different national and international payment schemes and innovative solutions, we offer a comprehensive range of services, which meet all the requirements of modern payment management.
InterCard is a payment institution under the Payment Services Supervision Act (ZAG).
How does this benefit you as our customer? We offer the highest security and reliability in card payment processing, combined with cost savings.