A mobile terminal and a free app on your smartphone – thats all you need to accept card payments from your customers at their house or at your vegetable stand. Its quite simple both for you and your customers: insert the credit or debit card or – thanks to near-field communication (NFC) technology – just hold it near the terminal with the PIN pad. Rather than with the card itself, the customer also has the option of paying with their smartphone if they have a wallet solution set up. Data is encrypted, transferred between the smartphone and the terminal and then processed – all via Bluetooth. With one click, the customer receives their receipt via email, or you can print it out for them on-site using the handy printer. You can also keep an eye on things using Concardis Optipay: at the press of a button, you can see your daily sales. What does that cost per month? Nothing. And the term of the contract? There isnt one. You pay a one-time fee of €99 for the card reader. After that, you only pay a fee if and when you actually process a transaction using Concardis Optipay: 0.95 per cent for debit cards and 2.60 per cent for credit cards.
Chinas biggest mobile payment network – now also with Concardis.
Alipay has more than 800 million users, making it the worlds biggest payment and lifestyle platform, with a market share in online transactions of more than 50%. Mobile payments with Alipay and Concardis are made by means of a QR code at the POS, which is simply scanned using the Alipay app. Alipay is the absolute market leader in China, with an 80% market share at the POS.
We are a full-service provider for cashless and digital payments in Germany, Austria and Switzerland.
For us, its all about payment. We offer the right technology as well as tailored services for fast and secure cashless payment processes – whether for hotel operators and auto mechanics or DIY store managers, online retailers and app developers. We develop solutions that are easy to use for anyone – without any IT or programming expertise. This allows our customers to keep their payment processes simple and to satisfy consumers with modern and convenient services.
We are always focused on keeping our customers business processes efficient: we develop intelligent interfaces for the integration of payment into both upstream and downstream processes – for example in accounting systems. A seamless data flow allows you to optimise your workflows and to reduce your costs. We enable our customers to make use of the information from their payment transactions. See our fact sheet for more information. .
More than 100,000 customers in Germany, Austria and Switzerland have put their trust in our market and industry expertise. We were founded in 2003 with the aim of connecting merchants and service providers to the credit card network. In the ensuing years, we gradually developed into a comprehensive provider of payment services. Today we offer everything from a single source – from card acceptance, payment processing and payment devices through to payment solutions for online business and attractive additional services. And we just keep on growing.
We have been a part of Concardis Payment Group since April 2018, working hand in hand with Cardtech GmbH, PCS GmbH, Simplepay GmbH, Ratepay GmbH and Mercury Processing Services International Ltd. Our ambitious joint objective is to enable all of our customers to fully tap the potential of digitisation.